APPRAISALS

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An Insurance Appraisal, typically utilizing Retail Replacement Value, establishes not only a monetary value for this market type, but also serves as a guide to recreate or replace the jewelry item as accurately as possible in the unfortunate event of loss. As a professional, qualified, master appraiser we will produce a highly detailed report with all of the necessary specifications, so that you will be able to achieve an appropriate replacement.

Estate Appraisals are a highly specialized field, and few appraisers have the necessary experience to produce  qualified reports that will meet the standards of the IRS. We have worked on large, highly valuable and complex collections of estates that are subject to estate taxes. We have a nuanced understanding of the marketplaces that represent Fair Market Value, and how to provide appropriate and thoughtful comparable sales with relevant methodologies to justify the value.

If you are thinking about donating a piece of jewelry or an important gem to a non-profit organization, we can assist in providing a highly researched Donation Appraisal enumerating its Fair Market Market Value. It is important to have a thorough and highly researched report, done by a credentialed and reputable appraiser, as Donation Appraisals are often highly scrutinized by the IRS. 

We can provide appraisals for Equitable Distribution/Family Division of jewelry assets, in order to assist your family in formulating a plan to distribute assets in a fair and amicable way.  

A Damage Appraisal documents and describes in detail the damage that was incurred to a specific item, and then establishes the change in its value as a result of the damage.  

For a variety of reasons a Liquidation Appraisal might be necessary in order to provide a value based on immediate liquidation with a time constraint.

Divorce Appraisals are generally based on Marketable Cash Value, which is Fair Market Value minus all commissions and expenses, in essence - net proceeds. This well-researched value will help you to divvy up your jewelry assets in an amicable and fair manner. 

A Retroactive Appraisal is a theoretical instrument used mainly for certain types of legal proceedings and insurance dealings that reconstructs a particular value type with an effective value date from the past, utilizing market data from that time period. 

Working with a credentialed, experienced appraiser is important. Most jewelers say that they can do appraisals, but most lack the necessary appraisal studies, appropriate methodologies, and gemological education to perform accurate appraisals that will protect your interests. Having attained the highest level of NAJA, as a Certified Master Appraiser, I am bound by professional guidelines, ethics, and my reports are prepared according to USPAP compliance.